Pregnancy and childbirth can be financially challenging, especially if you find yourself facing an unplanned pregnancy. You may not be sure how to manage these costs when you’re already navigating so many other unknowns.

If you’re considering adoption, you don’t have to go through this alone. An adoption agency can ensure you get help with hospital bills and other expenses from the adoptive parents you choose for your baby. This assistance allows you to focus on your health and well-being, rather than worrying about how you’ll make ends meet.

In this article, we’ll take a look at the cost of giving birth in Wisconsin and how adoption financial assistance can ease your burden. To learn more about how we can help, call or text 608-821-8221 today.

What Is the Cost of Giving Birth in Wisconsin With Insurance?

The average cost of giving birth in Wisconsin with insurance is about $10,171 for a vaginal delivery and $17,888 for a C-section. Overall, Wisconsin has the third highest childbirth costs in the country.

The exact cost of labor and delivery depends on several factors, including your geographic location, insurance and type of birth. For instance, C-section expenses are about 50% higher because they involve major surgery, longer hospital stays and more medical personnel. Some of these costs you can control, but others depend on how the labor and delivery go.

If you’re considering adoption, you can receive financial assistance from the adoptive family to cover the cost of giving birth in Wisconsin. This includes prenatal, delivery and postpartum care expenses. The state also permits other assistance, including:

  • Maternity clothes (up to $300)

  • Pregnancy- and adoption-related transportation

  • Living expenses like rent (up to $5,000, if needed)

  • And more

To learn how much financial assistance you’re eligible for and get support today, fill out our contact form or call or text 608-821-8221. One of our experienced social workers can ensure your needs are met and help walk you through the adoption process.

How Much Does Labor and Delivery Cost Out of Pocket in Wisconsin?

If you don’t have insurance, you might be wondering how much the cost of giving birth will be. In Wisconsin, the average out-of-pocket cost for a vaginal delivery is $17,888, while a C-section can cost up to $23,747.

If you’re struggling to afford health insurance or don't have a plan in place, we can assist you in applying for Wisconsin’s Medicaid program, BadgerCare Plus. This program is specifically designed to support low-income individuals with healthcare costs.

There are also programs specifically for pregnant women, including women who may be incarcerated or ineligible for other types of insurance due to their immigration status. Rest assured, we’re here to help you navigate these options and get the coverage you need to ensure a safe and healthy pregnancy.

What Affects the Cost of Having a Baby at the Hospital?

The cost of pregnancy and childbirth can vary widely due to a number of factors. If you're considering placing your baby for adoption, it's important to know that adoption financial assistance can help cover many of these hospital-related expenses.

Here are some key elements that impact the price of having a baby in the hospital:

Prenatal Care

Prenatal care is essential for monitoring both your health and your baby’s development throughout pregnancy. On average, you will need to visit your doctor between 10 and 15 times before delivery. These appointments typically involve routine screenings, blood tests, ultrasounds and consultations with your doctor.

Type of Birth

As mentioned, a C-section can be up to 50% more expensive than a vaginal delivery due to the added complexity of the procedure, the need for anesthesia and a longer recovery time in the hospital. While you may request either a C-section or vaginal birth, some situations may require a C-section for medical reasons.

Complications

If complications arise during pregnancy or delivery, additional medical care may be needed. This might include more intensive monitoring, special treatments or the involvement of more medical personnel to ensure your and your baby’s safety.

Length of Stay

Vaginal deliveries typically require a shorter stay, typically around two to three days, while C-sections require three to four days of hospitalization due to the nature of the surgery and recovery.

Medications

Certain medications, like epidurals for pain relief or drugs to induce labor, can also increase the cost of childbirth.

Newborn Care

After birth, your baby will need monitoring and care. This includes ensuring that your baby’s breathing and heart rate is stable, administering their first vaccines and taking blood samples for necessary tests.

How Do You Start the Adoption Process?

If you're considering adoption, we’re here to help you through every step of the process. Whether you've just found out you're pregnant or you're already at the hospital, it’s never too late to reach out. Our team can connect you with the support you need.

To get started, fill out our contact form or call or text 608-821-8221. One of our experienced social workers will be in touch to help you create an adoption plan according to your preferences.